Before I start this story, I’d like to state that there are
a few things you can do to save your loved ones at least $12,000. First of all,
make sure you always have a key to where your loved ones live. Second, make
sure that your loved ones never let their health insurance lapse. Third, you
may want to discuss an emergency plan with you loved ones if they ever lose
consciousness.
My dad suffers from epilepsy and occasionally gets seizures
which knock him unconscious. This typically happens every 2 to 3 months. When
he gets knocked out, it is my mom who renders aid to him while he recovers.
It was a few years ago when my mom decides to take a whole
month off to travel to another country. While she was gone, I made sure to
check up on my father multiple times a week. I recall this incident happened on
Easter.
I was at home and called father to check up on him. He
didn’t answer so I left a message and asked him to call me back. Since I was
hungry, I drove off somewhere to go pick up a pizza. After some more hours
passed, dad still didn’t call me back and I was getting worried. He wasn’t
returning my calls.
Fearing the worst, I got in my car and started driving
towards his shop (he lives there). When I get there, his truck is there, the
door is locked, and the lights are turned off. I knock on the doors but I hear
nothing. For about 30 minutes, I try anything I can do to make noise or look
for a key or a way to breach into the shop. I even thought about smashing the
glass in order to get in and check on my father. I thought about calling the
police to breach the building but I had a feeling father wouldn’t want me to do
that.
Dad is unconscious and could possibly be dead. I don’t have
a key so I can’t confirm his condition. I hope for the best and head on home.
Maybe he will recover the next day.
The next day, I get up and drive to my office to get some
work done. Sometime before lunch, I get a call from the hospital downtown. I
don’t know how he got there but the nurse told me she got my phone number by
checking father’s phone. I had called at least 16 times so they must have
assumed I was family. Apparently, my father got the will to try to work and
serve some customers but the customers noticed father was in terrible shape.
They called an ambulance and got father admitted to the hospital in the
ER/Trauma Center.
I’m relieved that he isn’t dead so I inquire about his
status. The nurse says that he is conscious but his mental capacity is greatly
diminished. Apparently father thinks it is the year 1955. Regardless, I just
want to see him to know that he is okay.
I send an email to my boss asking if it is okay if I leave
work one hour earlier at 4pm so I can visit father. He sees my email and lets
me off of work right away.
I drive towards home and stop by the mass transit rail
station. I boarded the train downtown, walked past my old college, and into the
hospital’s trauma center. When I see him, he is strapped to a cot, dressed in a
hospital gown, has an IV tube stuck in his arm, and has a neck brace holding
him down.
I see bruises on his head but he can recognize me and we
talk for a little bit. I can ask him some basic questions but he isn’t all
together there. His responses are pretty short and off. He is disoriented and
doesn’t really know what happened to him. He can’t remember much.
After 15 minutes, a nurse moves the curtains back and walks
in. I spend a little time pressing her for information. Luckily, she tells me
where father’s items are. As I open a drawer, I see a plastic bag that contains
his clothes, phone, and wallet inside. A gut wrenching feeling hits me in the
stomach and I look through father’s wallet. I find his insurance card and the
coverage period is valid unfortunately father had discussed with me weeks
earlier that somehow his coverage lapsed and he was trying to get a different
insurance policy. It was very possible that father didn’t have any coverage at
this point in time.
More staff enter the space and move father from the trauma
center to the 4th floor of the hospital. I follow along with father’s
stuff. As we settle into the new room, I place his items on the table next to
him. A doctor comes in to examine him and I inform the doctor about father’s
condition. After 30 minutes, I feel okay leaving father at the hospital. I
wouldn’t be able to give him better care at home and I don’t think the hospital
would have discharged father if I asked them to.
I go to work Tuesday morning and then visit father at the
hospital after work. Unfortunately, he still hasn’t regained his full mental
capacity and can’t answer basic questions. I also wasn’t able to locate
father’s items. Father still thinks it is 1955. Regardless, I do my best to
comfort him a little and tell him to try to get his memory back. After he does
that, we can take him home.
I go to work Wednesday morning. Sometime after 11 am, I get
a phone call from the hospital and it is father. He sounds week and miserable
but he is mostly back to normal. He knows who he is and he can answer complex
questions again. He begs me to get him out of there. After work is done, I head
over to the hospital and find father. I locate him and start guiding him out of
the hospital until I realize that he doesn’t have any of his stuff. He is still
dressed in the hospital gown and doesn’t even have any shoes on. For the next
90 minutes, we start sweeping each room he was located in over the last 3 days
in order to find father’s phone, wallet, and clothes. We end our search at the
lost and found and unfortunately, we turn up empty handed. Father comes to the
conclusion that hospital staff might have stolen his items. We leave the
hospital without father’s clothes or items.
He is still in the hospital gown and barefoot so I ask him
to stay as close to me as he can so he doesn’t draw any attention. After a
quarter of a mile, we make it to the rail station and there are some police
stationed there. I make sure father is as close to me as possible and get him
through the entrance. Father and I board the train, unfortunately a 20 minute
ride becomes 40 minutes when the train breaks down. When we finally get to my
car, I start driving home and I get father some fast food for dinner. I’m so
glad to be home but I can’t let father be alone on Thursday. I asked my boss if
I could work from home on Thursday to get my dad situated and my boss agreed.
Thursday morning arrives and I wake up and start working
from home. After a few hours, I get father ready to go to his shop and start
figuring things out. Unfortunately, the hospital couldn’t locate father’s
items. Without father’s keys, we can get into his shop, drive his car, or use
his money. Our only hope is that father did not lock the doors before he was
taken by the ambulance.
We arrive at father’s shop and pull the door handle only to
find that it is locked. With anguish, we start to consider our options. We
drive to a fire station to see if they can breach the door but no one is there.
Father decides to just breach the property himself. However, he doesn’t want to
smash the glass to get in. By 11 am, one of his tenants arrive and we get
access to suite A of the building. Father’s workplace is located in suite E, so
father decides the best idea is to climb up into the ceiling in suite A. From
there, he can crawl across the I beams of the property and pop out the ceiling
into suite E. Unfortunately, each suite is separated by a firewall. The only solution
father his is to bust through the firewalls with a 20 pound weight. As he does
this, he unlocks the doors of each suite and I see him climbing up on the I
beams to make it to the next firewall in order to bust it open. The whole time,
I’m worried father will fall and injure himself again. But thankfully, that
doesn’t happen and father breaches suite E and gains access to some of his cash
and a spare key for his truck.
The ordeal isn’t over yet. Since father lost his keys to the
shop, there is always a risk that someone could break into his shop and steal
his stuff. We spend the next hour or two going to a lock smith to get new locks
for his shop and new keys. This mostly ends the ordeal on my end.
Days later, my mom arrived back in America and we retrieved
her from the rail station.
Weeks to months afterwards, we learn that father had no
insurance coverage at the time he spent in the hospital. While he was there,
the hospital staff ran every test on father to make sure he didn’t suffer
head/brain trauma. The final bill of the hospital visit came out to be $12,000.