Monday, April 30, 2018

Monday Night Humor: County Jail Gets 2.1 out of 5 Stars

A few people I knew were sentenced to prison recently. While I didn't know them very well, these were people that I had the chance to talk to every few months. The one guy I knew, well it was unsuspected. He seemed like a very fine upstanding citizen. While he had a less than perfect criminal background, it was shocking to see him commit the crimes he did.

I searched him up online and found multiple pictures of his mug shot. Not only that, but the articles showed which correctional facility he would be held at for a long long time.

Oddly enough, prisons have star ratings on Google. Yes, even prisons get rated along the side of coffee shops, spas, and restaurants.

The county jail had over 55 reviews and I guess it got a lot of ratings as it had been shown on TV. And 2.1 stars seemed pretty good for a prison however I noticed several joke reviews that seemed to push the rating upwards. Such reviews included the following.

"Great place to stay. Free lodging and meals. Free cable TV. I expect to return very soon. 5 stars."

"Panic button doesn't work and not enough women. 2 stars."

"They didn't have splenda for my coffee. The food was not as expected. The mattress was too soft. Lack of activities to do. The pool was never open. The massage therapists had rough manly hands. I just can't give this place more than 3 stars. 4 stars is definitely pushing it.

Thursday, April 26, 2018

The ideal place to live

In the past, I thought about buying a steel shipping container. I'd convert it into a dwelling and live somewhere remote where no one would bother me. I was in a different place a few years ago.

Since things got better, I've had the aspirations about buying an actual house (or double wide). After looking at different locations, I had an idea of where I wanted to live.

I want to live somewhere very rural with a low population. I want to be far away from a school zone and close enough to a Home Depot and Walmart.

The reason for this is cost/taxes. School systems are generally the biggest driver of property taxes. However, I do want to be close enough to get all the supplies and food I need.

The ideal house I want is about 1000 square feet. One thing I noticed is these types of houses are typically very old. I've looked at dozens of houses and these sort of houses were typically built from the 1950s and 1960s. After the 1960s or 1970s, these sorts of houses weren't built that much in my state.

Being a single man without a wife or children, a small house is just perfect. A smaller house also means less "house" to maintain and make repairs when things eventually break.

The sort of area I am looking for tends to be a low population area. More population equals more commerce and more houses and more restaurants. However more population also equals more competition and more competition means higher prices for things like real estate.

In the rural area of the southeast, I was looking at a house that was 1000 square feet, built in the 1960s, and cost less than $50,000. It was the perfect house. In the next few years, I hope to purchase that sort of property. While I could purchase the property today, there are some other goals I'm trying to meet right now.

Tuesday, April 24, 2018

Silver Manipulation

A couple of weeks back, my dad's best friend and business partner passed away. While cleaning out his apartment, I came across a Sony Walkman with a cassette tape next to it. It was a recording between him and his father. The recording was from back in 2014.

While playing the tape, the father was going on talking about distributing his wealth to his children before his passing came. It is sad. I don't think the father would have planned to out live his son.

In the middle of the tape, the father said he would distribute his silver from his safety deposit box. He encouraged his children to hold on to the silver because he believed the price of silver was being manipulated. At the time, silver was selling for about $20 per ounce but the father believed that when prices stopped being manipulated, silver could go beyond $100 per ounce at the least.

The manipulation of silver prices is something I've heard for the last few years but I never understood how it could be done. I have heard these claims from Peter Schiff and Mike Maloney. After scanning through a few years of articles, I saw that the biggest bank behind the manipulation was Deutsche Bank. How they manipulated the price, I really didn't understand.

If the price really is being manipulated downwards, I'd be feeling like buying more silver however I remember the old saying. Markets can stay irrational longer than you can stay afloat.

If the price is being manipulated downwards, how much longer could the banks keep up the price manipulation? If it is greater than 58 years, it would do me no real good to buy more silver.

Monday, April 23, 2018

Truth hurts

Video by Aaron Clarey.

After watching his video, I'm reminded of this one girl I knew from church.

She racked up multiple thousands of dollars worth of debt to get a degree in art history. A few years ago, I talked to her about what she was planning to do in life. She told me she was planning to get a master's degree to major in art therapy.

Quickly, I asked about how much tuition cost and she said it was about $80,000. I asked her how much she expected to make and she said about $55,000. Looking up the salary for that particular title, the median salary was $45,000. She was already making that amount as a school teacher.

I asked her if she really wanted to do art therapy and she took offense and got kind of angry at me. Looking back on things, I kind of wish I took the evil route. I should have encouraged her to go above and beyond and get a doctorate in her field of study.

Sunday, April 22, 2018

Before I ever enter a Starbucks

Before I ever enter a Starbucks, I check if there is any other possible place to get coffee instead. Since I always drink coffee black (without cream or sugar), there are several other better places to get coffee.

Dunkin Donuts
A gas station
pretty much anywhere else

Dunkin Donuts is the coffee shop of patriots.

Reference video from Black Pilled.

Happy to say, I've only visited Starbucks once within the last few years.

Saturday, April 21, 2018

Contingency Plans Beyond Reason

The average American doesn't plan well into the future. In the last few years, I've heard the average American couldn't afford an $800 car repair bill without charging it to a credit card. Over the last, 7 years, I've grinded away hours and hours at the office just to accumulate the wealth I have today.

In the last few years, I've always worried about dramatic events that would destroy my hard work. I always make sure to have health insurance. I don't date crazy women (and don't try to marry them). I don't abuse drugs or drive under the influence. I don't tie myself down with expensive purchases (cars, electronics, large houses). I organize my life based off of the goal of accumulating a fortune.

Despite this, I always know that things outside of my control and destroy all of my plans and efforts. Car accidents, cancer, heart disease, natural disasters, wars, and the destruction of our dollar are always a possibility.

For most "normal" emergencies, there is a way to plan for it. If you are an automobile owner, you can sign up for a AAA membership and get some peace of mind if you break down on the side of the road. If you invest in the stock market, you can put in call and put options that sell your stock if it breaches a certain price. If you are about to marry a woman, you can organize a prenup agreement in case the marriage goes south. These are all ways of mitigating risk.

However, I've thought before about planning for "abnormal" emergencies. In the case of a currency collapse, you would stock your house up with food, water, guns, and emergency supplies before the collapse.

If you have a good relationship with your parents, you would start prying into their personal finances and make sure they manage their money correctly so they never have to beg you for money.

In the event of cancer, there could be a way to prepare for it. Before hand, look up the hospitals or doctors that could handle the required procedures. Before hand, figure out the best way to handle the financing.

These are contingency plans beyond reason. The more time spent prepping for an incident, the better you will be able to handle it.

Sunday, April 8, 2018

Crime Maps

In the past, one thought which crossed my mind was how safe is the area I live in.

The saying goes "out of sight out of mind" but that doesn't mean it doesn't happen. I remember it was 7 years ago when a house burned down in my neighborhood because some criminal decided to cook drugs in his house.

There is a good tool to do get a good proxy. The website lets you put in an area code and see all reported incidents to the police during a custom time range (although you can only run a history of about 6 months total).

After searching my zipcode, I saw at least 6 robberies, 2 dui, and 4 car break ins within a 6 month period.