Staying ahead of the curve with micro homes

For most men, the biggest purchase of a lifetime will be a house. Depending on where you live, a house will cost a few hundred thousand dollars. The traditional American plan would be to save up the money for the down payment then lock into a 15 to 30 year mortgage.

As the economy put pressure on the average citizen, this has become a harder and harder thing to do. Increased housing prices, stagnant wages, rising cost of livings, and poor financial decisions make it tough for a man to get established today.

A few months ago, I read an article on ZeroHedge stating that people were paying rent in San Francisco just to live in shipping containers. $1500 a month to just live in a metal container. With that kind of price, a man could almost buy the entire container.

It is here where a single man without the desire to have a wife and children has the best option to have an easy life. Without having to provide for other people, a man wouldn't need all of the space of a single family house. He could rent, live with roommates, tour around in an RV, or build his own house.

When you decide to build your own house, you have the advantage of building only as much house as you need. After buying some land, you could build a house as large or as small as you want. It is also possible to buy prefabricated houses. Instead of committing to a debt of $200,000 a man could save up a fraction of the cost to build a micro home for one.

In building a tiny house, a man can potentially avoid a mortgage and avoid all the costs that come with a mortgage in particular interest. In having a tiny house, property taxes should be much lower than a more expensive structure.

With the economy still facing pressure, I think that people will start dispersing away from large cities and moving towards rural areas. Economics may force a lot of men into this option. Micro homes will become more and more common in the next few decades.